Make the Beans. Heat a pot on medium heat. Once hot, add oil, followed by cumin seeds, and saute for 40 seconds. Next add chopped garlic, jalapeno, and serrano peppers. Saute for a couple of minutes. Now add the white scallions. Saute for a couple of minutes. Season Beans. Add Refried Beans, 1/2 cup water, and Taco Bell sauce. Stir the beans until everything is well combined and heated for 3-4 minutes. Add green scallions and 2 teaspoons of taco seasoning. Stir and cook for a minute, then turn off the stove. Set aside for beans to cool.
Make the Sauce. Heat another pot on medium heat. Once hot, add oil, followed by chopped garlic. Saute for a minute. Next, add chopped onions, jalapeno, and serrano peppers, and saute for 2 minutes. Then, add frozen corn rinsed under warm water and drain. Now add red enchilada sauce and stir. Cover the pot with a lid, lower the heat, and simmer the sauce for 7-8 minutes until heated. Season Sauce. Add 1 1/2 teaspoons taco seasoning, 1/2 cup water, 1 chipotle pepper in adobo sauce (leave it whole), and 2 tablespoons adobo sauce. Then add fresh cilantro.
Preheat Oven & Assemble. Preheat Oven to 375 degrees F. Take a 9" x 13" baking dish. Add 3 ladles of enchilada sauce to coat the bottom of a baking dish. Take a flour tortilla and add 3 medium spoonfuls of beans (roughly 1/4 cup beans). Add enough cheese to cover the beans - about 3 tablespoons. Roll up the tortilla and place over the enchilada sauce on the baking dish. You should have 10 tortillas total - you may need another smaller baking dish. Don't squish the enchiladas together or else once baked they will get stuck. Top with generous amounts of sauce spreading evenly between all the tortillas and top with 1 1/2 cups of shredded Mexican cheese blend. NOTE: You may have enchilada sauce leftover which you may use in pasta, rice, or eggs.
Bake. Cover the baking dish with foil and place in the oven for 35 minutes covered, then 3 minutes uncovered. Your enchiladas are ready! Enjoy with Mexican rice, guacamole, sour cream, and lettuce. So good!